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The defect of Public Bank Visa Debit Card

Posted by admin on Jan-8-2009

I don’t know how many of you do alert about this matter, but I only noticed it when I received my debit card statement from Public Bank yesterday.

I rarely check my PB Debit Card statement because I only have little money in this account. I just happen to check it yesterday and I found something is wrong in it. I roughly know I have RM120++ in my account but the statement shows I owe them RM26.87! In fact, I just keep my card in my drawer since few months ago! How could this happen to me?

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I quickly called to the customer service and told them about my worry.

“Do you use this card for Paypal transaction?” the operators asked me after she checked my statement at her site.

Yes.” I replied.

Then, she told me that I supposed to get RM100++ (MEGA) bonus (because of using it in Paypal transaction and retail purchase), but the system is not “clever” enough to calculate that bonus (due to Paypal transaction). Apparently, they know this system has defects but still implement it. I feel so unsecured with their service! At the end, I just know this defect happen when customers used PB Debit Card for Paypal transaction. For now being, I cannot use my card for retail purchased but can accept incoming money. However, she promised will report this error and the corrected amount will reflect in next month’s statement. But, why it needs to take a month to settle?

I will advise you to check your recent statement if you are using PB Debit Card (Visa Electron) for Paypal transaction. This is because they are calculating that bonus things for PB Debit Card. Wish you good luck!

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  1. Jys Said,

    yep it happened to me too…. but it only take a day for them to credit back to my account. According to them, paypal transaction will not entitled for this mega bonus.. only retail purchases are entitled…

  2. Bnegbeng Said,

    best be careful nowadays. all sorts of funny stuff happen online

  3. Forever 28~ » Blog Archive » Public Bank debit back my money Said,

    […] filed a complaint to Public Bank on their Debit Card service last month. The Debit Card system “accidentally” deducts the amount which should be my bonus. […]

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